:root {
  --page: #EEF1F4;
  --navy: #16325C;
  --amber: #FFB703;
  --ink: #1C2430;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--page);
  color: var(--ink);
  font-family: "Open Sans", sans-serif;
  font-size: 16px;
  line-height: 1.7;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: var(--navy);
  border-bottom: 4px solid var(--amber);
}

.header-inner,
.section-shell,
.footer-inner {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
}

.header-inner {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  color: var(--page);
  text-decoration: none;
  line-height: 1.1;
  flex-shrink: 0;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  color: var(--amber);
  border: 2px solid var(--amber);
}

.brand-mark svg {
  width: 29px;
  height: 29px;
}

.brand strong,
.brand small {
  display: block;
}

.brand strong,
h1,
h2,
h3,
.button,
.step-label,
.eyebrow,
.header-cta {
  font-family: "IBM Plex Sans", sans-serif;
}

.brand strong {
  font-size: 16px;
  letter-spacing: 0.02em;
}

.brand small {
  margin-top: 3px;
  color: var(--amber);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 25px;
}

.main-nav a {
  color: var(--page);
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  transition: color 180ms ease;
}

.main-nav a:hover,
.main-nav a:focus-visible {
  color: var(--amber);
}

.header-cta,
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 10px 18px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.01em;
  text-decoration: none;
  transition: background 180ms ease, color 180ms ease, border-color 180ms ease, transform 180ms ease;
}

.header-cta {
  background: var(--amber);
  border: 2px solid var(--amber);
  color: var(--ink);
}

.header-cta:hover,
.header-cta:focus-visible,
.button-solid:hover,
.button-solid:focus-visible {
  background: var(--page);
  border-color: var(--page);
  color: var(--navy);
  transform: translateY(-2px);
}

.steps-section {
  padding: 80px 0 92px;
  overflow: hidden;
}

.steps-intro {
  max-width: 790px;
}

.eyebrow {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  color: var(--navy);
  line-height: 1.13;
}

h1 {
  max-width: 780px;
  margin-bottom: 20px;
  font-size: clamp(38px, 6vw, 70px);
  font-weight: 700;
  letter-spacing: -0.045em;
}

.lead {
  max-width: 650px;
  margin-bottom: 5px;
  font-size: 20px;
  font-weight: 600;
  line-height: 1.55;
}

.supporting-copy {
  margin-bottom: 28px;
}

.intro-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.button-solid {
  background: var(--navy);
  border: 2px solid var(--navy);
  color: var(--page);
}

.button-ghost {
  background: transparent;
  border: 2px solid var(--navy);
  color: var(--navy);
}

.button-ghost:hover,
.button-ghost:focus-visible {
  background: var(--amber);
  border-color: var(--amber);
  color: var(--ink);
  transform: translateY(-2px);
}

.stats-bar {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin: 58px 0 92px;
  background: var(--navy);
  border: 3px solid var(--navy);
}

.stats-bar figure {
  min-height: 155px;
  margin: 0;
  padding: 27px 28px;
  display: flex;
  align-items: center;
  gap: 18px;
  color: var(--page);
}

.stats-bar figure + figure {
  border-left: 1px solid var(--amber);
}

.stat-symbol {
  width: 45px;
  height: 45px;
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  color: var(--amber);
}

.stat-symbol svg {
  width: 43px;
  height: 43px;
}

.stats-bar figcaption {
  max-width: 180px;
  font-family: "IBM Plex Sans", sans-serif;
  font-size: 18px;
  font-weight: 700;
  line-height: 1.18;
}

.section-heading,
.results-heading {
  max-width: 700px;
}

.section-heading {
  margin-bottom: 32px;
}

.section-heading h2,
.results-heading h2,
.refusal-section h2,
.contact-section h2,
.privacy-policy h2 {
  margin-bottom: 13px;
  font-size: clamp(29px, 4vw, 45px);
  font-weight: 700;
  letter-spacing: -0.035em;
}

.section-heading p:last-child,
.results-heading p:last-child {
  margin-bottom: 0;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.step-card {
  min-height: 310px;
  padding: 28px;
  background: var(--page);
  border: 2px solid var(--navy);
  display: flex;
  flex-direction: column;
}

.step-label {
  color: var(--navy);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.step-icon {
  width: 54px;
  height: 54px;
  margin: 28px 0 23px;
  display: grid;
  place-items: center;
  color: var(--amber);
  border: 2px solid var(--amber);
}

.step-icon svg {
  width: 34px;
  height: 34px;
}

.step-card h3,
.result-tile h3,
.contact-details h3 {
  margin-bottom: 10px;
  font-size: 21px;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.step-card p,
.result-tile p,
.contact-details p {
  margin-bottom: 0;
  font-size: 14px;
  line-height: 1.65;
}

.results-heading {
  margin: 94px 0 32px;
}

.results-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

.result-tile {
  min-height: 178px;
  padding: 24px;
  position: relative;
  border: 2px solid var(--navy);
  background: var(--page);
  overflow: hidden;
}

.result-tile:nth-child(even) {
  background: var(--navy);
}

.result-tile:nth-child(even) h3,
.result-tile:nth-child(even) p {
  color: var(--page);
}

.tile-mark {
  display: block;
  width: 30px;
  height: 7px;
  margin-bottom: 28px;
  background: var(--amber);
}

.refusal-section {
  padding: 78px 0;
  background: var(--navy);
  border-top: 5px solid var(--amber);
  border-bottom: 5px solid var(--amber);
}

.refusal-layout {
  display: grid;
  grid-template-columns: 126px minmax(0, 760px);
  gap: 34px;
  align-items: center;
}

.refusal-icon {
  width: 105px;
  height: 105px;
  display: grid;
  place-items: center;
  color: var(--amber);
  border: 2px solid var(--amber);
}

.refusal-icon svg {
  width: 67px;
  height: 67px;
}

.refusal-section .eyebrow {
  color: var(--amber);
}

.refusal-section h2,
.refusal-section p {
  color: var(--page);
}

.refusal-section h2 {
  margin-bottom: 16px;
}

.refusal-section p {
  max-width: 720px;
  margin-bottom: 8px;
}

.refusal-section .refusal-statement {
  color: var(--amber);
  font-family: "IBM Plex Sans", sans-serif;
  font-size: 21px;
  font-weight: 700;
  line-height: 1.35;
}

.contact-section {
  padding: 88px 0 0;
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
  gap: 70px;
  align-items: start;
}

.contact-intro h2 {
  max-width: 500px;
}

.contact-intro > p {
  max-width: 475px;
  margin-bottom: 8px;
}

.contact-intro .button {
  margin-top: 20px;
}

.contact-details {
  border-top: 2px solid var(--navy);
}

.contact-details article {
  display: grid;
  grid-template-columns: 52px minmax(0, 1fr);
  gap: 16px;
  padding: 21px 0;
  border-bottom: 2px solid var(--navy);
}

.contact-icon {
  width: 45px;
  height: 45px;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: var(--amber);
}

.contact-icon svg {
  width: 29px;
  height: 29px;
}

.contact-details h3 {
  margin-bottom: 5px;
}

.contact-details address {
  font-size: 14px;
  font-style: normal;
  line-height: 1.65;
}

.contact-details a {
  color: var(--navy);
  font-weight: 700;
  text-decoration-color: var(--amber);
  text-decoration-thickness: 2px;
  text-underline-offset: 3px;
}

.privacy-wrap {
  margin-top: 75px;
  padding: 28px 0 30px;
  border-top: 2px solid var(--navy);
}

.privacy-policy {
  max-width: 720px;
}

.privacy-policy h2 {
  margin-bottom: 11px;
  font-size: 23px;
}

.privacy-policy p {
  margin-bottom: 5px;
  font-size: 13px;
}

.site-footer {
  padding: 24px 0;
  background: var(--navy);
  color: var(--page);
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  font-size: 13px;
}

.footer-inner p {
  margin: 0;
  font-family: "IBM Plex Sans", sans-serif;
  font-weight: 700;
}

.footer-inner a {
  color: var(--amber);
  font-weight: 700;
  text-decoration: none;
}

.footer-inner a:hover,
.footer-inner a:focus-visible {
  text-decoration: underline;
  text-decoration-thickness: 2px;
  text-underline-offset: 4px;
}

@media (max-width: 820px) {
  .header-inner {
    min-height: 72px;
  }

  .main-nav {
    display: none;
  }

  .stats-bar,
  .steps-grid,
  .results-grid,
  .contact-layout {
    grid-template-columns: 1fr;
  }

  .stats-bar {
    margin: 45px 0 72px;
  }

  .stats-bar figure {
    min-height: 100px;
  }

  .stats-bar figure + figure {
    border-top: 1px solid var(--amber);
    border-left: 0;
  }

  .step-card {
    min-height: 0;
  }

  .results-heading {
    margin-top: 72px;
  }

  .contact-layout {
    gap: 48px;
  }
}

@media (max-width: 560px) {
  .header-inner,
  .section-shell,
  .footer-inner {
    width: min(100% - 28px, 1160px);
  }

  .header-inner {
    gap: 10px;
  }

  .brand-mark {
    width: 36px;
    height: 36px;
  }

  .brand-mark svg {
    width: 25px;
    height: 25px;
  }

  .brand strong {
    font-size: 14px;
  }

  .brand small {
    font-size: 9px;
  }

  .header-cta {
    min-height: 39px;
    padding: 8px 10px;
    font-size: 11px;
  }

  .steps-section,
  .contact-section {
    padding-top: 55px;
  }

  .steps-section {
    padding-bottom: 66px;
  }

  h1 {
    font-size: 38px;
  }

  .lead {
    font-size: 18px;
  }

  .stats-bar {
    margin: 38px 0 60px;
  }

  .stats-bar figure {
    padding: 21px;
  }

  .stats-bar figcaption {
    font-size: 16px;
  }

  .section-heading h2,
  .results-heading h2,
  .refusal-section h2,
  .contact-section h2 {
    font-size: 30px;
  }

  .refusal-section {
    padding: 58px 0;
  }

  .refusal-layout {
    grid-template-columns: 1fr;
    gap: 25px;
  }

  .refusal-icon {
    width: 78px;
    height: 78px;
  }

  .refusal-icon svg {
    width: 51px;
    height: 51px;
  }

  .footer-inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 8px;
  }
}
